Our Investment Process

When creating portfolios for our clients, we believe having a consistent investment process allows us a better understanding of our clients' needs. The steps we take to help achieve investor goals are:
  • Conduct personal, in-depth conversations to discover your acceptable and ideal goals
  • Perform a financial analysis customized to help meet your goals, through our firm's Envision® process
  • Assist you in developing an Investment Policy Statement
  • Advise you on an optimal asset allocation to help achieve your customized goals for the short, intermediate, and long term
  • Recommend enhanced risk-adjusted investments appropriate for you
  • Review investment managers' performance versus benchmarks and peer groups, and make investment changes when necessary
  • Review your on-going financial strategies with you 
The Syrios Wealth Management Group aligns our interest with you, our client. We have the flexibility to use a wide range of resources to design a sound plan for you.

Our Service Philosophy

Our experienced management team shares the goal of giving our clients complete satisfaction as well as a positive investment experience. To achieve this goal, we concentrate on developing a personal and professional relationship with our clients.  It is our belief that building this relationship is the single most important step to understanding our clients’ investment objectives.

Emotions can alter judgment, which can adversely affect performance.  It is our role and responsibility to our clients to temper the emotions of fear and greed during times of market volatility.  We inform our clients of opportunities whether the markets rise or fall, but we always continue to manage their entire portfolio in accordance with their stated goals and investment objectives. We do this while simultaneously making tactical adjustments to take advantage of potential opportunities. 

Our philosophy is to implement a top down investment planning approach 
that strives to deliver above-average results for our clients.

Our top down investment planning approach starts with developing a customized strategy that encompasses our clients’:

  • Long and short term goals
  • Investment objectives
  • Risk tolerances
  • Time horizon
  • Philanthropic needs
  • Tax efficiency
  • Wealth transfer
By adhering to our investment planning approach we tailor investment portfolios that are designed to help meet the unique needs of our clients' investment plans.

Our Community Support Philosophy

The Syrios Wealth Management Group of Wells Fargo Advisors has a long history of supporting important community and charitable causes. 

Lily actively volunteers with The Arc of San Diego by serving on the Board of Directors as well as the Investment and Finance Committees. The Arc is a nonprofit organization that supports and empowers people with disabilities to achieve their life goals through full inclusion and participation in the community.

Greg has volunteered his time by serving on the board as Chairman of the San Diego Rescue Mission, a nonprofit charity organization focused on serving the many needs of San Diego's homeless, abused and less fortunate. Through its efforts, the San Diego Rescue Mission has improved the lives of thousands of San Diegans through its many programs and outreach efforts.

We Serve our Client Through

Wealth Management
  • High Net Worth Individuals and Families
  • Institutional Cash Management
  • Public Service Associations, Foundations, and Endowments
Manager Selection
  • Traditional Investments, such as Fixed Income and Equities
  • Tactical and Strategic ETF portfolios
  • Strategic Mutual Fund portfolios
  • Separately Managed Accounts
  • Index Based Investments
  • Alternative Investments, such as Managed Futures, Commodities, Private Equity, and Hedge Funds
  • Life Insurance
  • Long Term Care (LTC)
  • Annuities
Tax Minimization Strategies
  • Coordinate with your CPA or Tax Attorney 
  • Sophisticated Estate Investment Planning techniques such as ILIT, CRUT, and QPRT (through affiliates or working with your estate planning attorney)
  • Employee Stock Ownership Plan (ESOP) analysis
  • Seek to employ lower turnover managers for tax efficiency
  • Detailed cost basis analysis  
Access to Lending Services through Wells Fargo Affiliates
  • Residential Mortgages 
  • Home Equity Loans and Lines of Credit
  • Securities Based Lending 
  • Business Financing
Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

Trust services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors. Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.

Lending and other banking services available through Wells Fargo Advisors (NMLS UI 2234) are offered by banking and non-banking subsidiaries of Wells Fargo & Company, including, but not limited to Wells Fargo Bank, N.A. (NMLSR ID 399801), Member FDIC, and Wells Fargo Home Mortgage, a division of Wells Fargo Bank, N.A. Certain restrictions apply. Programs, rates, terms, and conditions are subject to change without advance notice. Products are not available in all states. Wells Fargo Advisors is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act and the Arizona Department of Financial Institutions (NMLS ID 0906158). Wells Fargo Clearing Services, LLC, holds a residential mortgage broker license in Georgia and is licensed as a residential mortgage broker (license number MB2234) in Massachusetts.

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The Right Relationship

The Syrios Wealth Management Group works with Institutions that demand a high level of service coupled with extensive experience in institutional consulting. We employ strategies for Institutions that: 

  • Want a clearly defined and documented investment process
  • Want to be educated on their fiduciary responsibilities
  • Want to improve asset performance
  • Need to maintain a process for Liability Driven Investing (LDI)
  • Need cash management solutions while maintaining FDIC insurance*
  • Want an optimal risk/return allocation for their organization's long-term investment time horizon

Our Approach

The Syrios Wealth Management Group understands the complexities and responsibilities that fiduciaries face when making important decisions.  We have the flexibility to design an institutional asset allocation solution for your organization. Our personalized approach is here for you in these several ways:

  • Conduct interviews to gather relevant information to uncover acceptable and ideal goals
  • Perform a financial analysis customized to help meet stated goals
  • Assist in the development of an Investment Policy Statement
  • Advise you on an optimal asset allocation to match your goals and spending needs
  • Review investment managers' performance versus benchmarks and peer groups, and make investment changes when necessary
  • Periodic review of investment portfolios with board members or investment committee

Wells Fargo Advisors offers FDIC-insured Certificates of Deposit as well as Expanded and Standard Bank Deposit Sweep.

*The FDIC standard maximum deposit insurance amount per depositor per insured depository institution for each account ownership category is $250,000.

The Expanded Bank Deposit Sweep is the primary Cash Sweep Vehicle for eligible new accounts consists of interest-bearing deposit accounts at affiliated (wholly-owned subsidiaries of Wells Fargo & Company), and unaffiliated (banks not affiliated with Wells Fargo) banks. Resource accounts and retirement accounts in our discretionary advisory programs are not eligible for the Expanded Bank Deposit Sweep. The Expanded Bank Deposit Sweep will provide up to $1.25 million in FDIC insurance ($2.5 million for joint accounts with two or more owners).

The Standard Bank Deposit Sweep is available for clients who elect to exclude the unaffiliated Program Banks from the Expanded Bank Deposit Sweep. The Standard Bank Deposit Sweep consists of interest-bearing deposit accounts at two banks affiliated with Wells Fargo Advisors. The Standard Bank Deposit Sweep will provide up to $500,000 in FDIC insurance ($1 million for joint accounts with two or more owners).

Balances on deposit in the Bank Deposit Sweep Programs, together with any other of your deposits held directly at the unaffiliated banks, are insured by the FDIC, an independent agency of the U.S. government, up to a maximum amount in accordance with the rules of the FDIC. Deposits (including principal and interest) at each of the unaffiliated banks are eligible for federal deposit insurance up to $250,000. Different ownership categories of accounts are separately insured.